01. Agreement & Eligibility

Access is restricted to individuals aged eighteen (18) or older located in the United States. Organizational operators represent that they are authorized to bind their insurance carrier, lending institution, or servicing entity to these Terms.

02. Residential Dwelling Verification Suite

SteadyDwell provides residential parcel structure confirmation, primary vs. vacant/seasonal/STR occupancy classification, household tenure verification, and ongoing vacancy drift monitoring, together with a secure returning portal at /login for record authentication and electronic consent.

03. Lawful Underwriting & Servicing Purpose

Enterprise clients may order SteadyDwell reports exclusively for legitimate residential property underwriting, mortgage collateral review, tenancy verification, claims investigation, or portfolio servicing. Where the Fair Credit Reporting Act (FCRA) or comparable state laws apply, clients must secure required consumer authorizations and administer all statutory adverse-action procedures.

04. Prohibited Activities

• Requesting parcel or residency checks for personal tracking, domestic disputes, harassment, or any non-commercial motive;
• Submitting false permissible-purpose certifications or fabricated consent records;
• Automated scraping, credential sharing, reverse engineering, or unauthorized security testing of SteadyDwell endpoints;
• Reselling or publishing SteadyDwell reports outside your licensed enterprise.

05. Voluntary Returning Provider Referral

SteadyDwell is not a bank, direct lender, credit issuer, or loan broker. When a returning user elects on /login to be introduced to third-party Network Providers, SteadyDwell transmits the user's returning inquiry solely at the user's direction. Every credit check, product offer, APR, fee, and agreement is governed independently by the matched Network Provider.

06. Report Scope & Underwriting Reliance

Dwelling reports reflect parcel records, registry signals, and exterior/threshold observations available at the inspection timestamp. Physical structures and household occupancy can change at any time; commissioning organizations retain sole responsibility for final underwriting, pricing, and servicing decisions.

07. Intellectual Property

All architectural diagrams, parcel scoring models, report templates, software, and trademarks on steadydwell.com belong exclusively to SteadyDwell Verification LLC.

08. Disclaimers & Limitation of Liability

UNLESS OTHERWISE SPECIFIED IN A SIGNED ENTERPRISE MASTER AGREEMENT, ALL SERVICES ARE PROVIDED "AS IS" WITHOUT EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. TO THE FULLEST EXTENT PERMITTED BY LAW, STEADYDWELL'S AGGREGATE LIABILITY SHALL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE FEES PAID BY YOU TO STEADYDWELL IN THE PRIOR TWELVE (12) MONTHS, AND STEADYDWELL SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

09. Delaware Governing Law & Venue

These Terms are governed by the laws of the State of Delaware. Any legal action not resolved during a 30-day informal negotiation window shall be litigated exclusively in the state or federal courts located in New Castle County, Delaware.

10. Contact

SteadyDwell Verification LLC
300 Creek View Rd, Suite 209, Newark, DE 19711
Email: [email protected] · Phone: (866) 731-9040